Most of the entrepreneur propaganda one sees is produced by two groups. The first is the well intentioned government organizations who believe (rightly) that entrepreneurial activity is an economic stimulant and should be encouraged. The second group is the banks and financial institutions.
What do these groups say?
Government/Pseudo Government – Being an entrepreneur is great!!! We have a lot of services and financial programs to help you. Please use our services & programs or we don’t have a job.
Banks – Being an entrepreneur is great! You’ll need one of our small business loans & lines of credit to achieve your goals.
While the government is well intentioned and the banks are just greedy ($1.50 for a debit card transaction fee?!?!?!?!) they both want to give/sell you something. It can often be something you don’t need.
Revenue based growth is something that is almost shunned today. Starting small and growing as the sun shines is not emphasized enough. Small loans and financing may be required for some equipment or possibly for income until the business makes enough to live off of, but the way financing is being peddled today they make it seem like income.
In fairness to the government departments they seemed to have learned from the dot-com collapse and now appear to be smarter about lending.